Toys R Us Credit Card Is Great For Earning Points
Toys R Us credit card is a great option for all those people who have children or grandparents who love spoiling their grandchildren. With the help of this card, you will be able to earn rewards on the purchases that you make at the store. In order to get this card however, you will have to a fair to excellent credit rating of 600+. Also, you can visit their official website to get to know more details about how you can apply for this card.
With this card, for each dollar that you end up spending, you will be able to earn 4 points along with 1 point for all of your other purchases. The entire process is very easy and nice. At the time that you earn 1000 points, you will be mailed a gift certificate worth $10. This gift certificate can be used in the store. In one month however, you can only earn up to 3 gift certificates. Also, you can earn up to 24000 points in a year.
Once you apply for this card and your application has been approved, you will also be entitled to a 10% discount coupon on any first purchase that you make using your card. However, these discounts cannot be used on things like iPods, laptop computers, diapers, and video game hardware systems.
The APR of the Toys R U credit card is also high and varies from 15.24% to 19.24% on balance transfers and purchases. If penalized, you will be charged with an interest rate of 29.99%. therefore, you need to be sure to make all your payments in a timely manner.
Despite this, the card is highly recommended for all those people who frequently shop at this store since it will help to save you money.
The Toys R Us credit card charges no annual fee. However, there is a late payment fee of up to $35. In case you go beyond the maximum limit, you will also be required to pay a fee of up to $35. The foreign purchase fee amounts to 3% whereas the balance transfer fee is 3% of the balance. In case of a return payment or check fee, you will be required to pay up to $35.
The company also has customer service available to you in case you want to approach them directly and ask any questions that you might have from them. In case you do not get through or still have more questions, then feel free to get in touch with us. We are a team of highly professional people who know more than a thing of two about the Toys R Us credit card. We would be more than happy to help you out in any way possible. Also, it is always better to get all your confusions cleared out before going for any credit card so that you know whether the card is right for you or not. Please bookmark this site www.creditcardblogworld.com